Major view
C major
Brightness rank 2/7 (bright)
Characteristic notes
- 7 = B (leading tone, pulls home)
- 4 = F (the note that leans on the 3rd)
Key C major – A minor Chords Am, C, G, F, Bb, Dm, Bb/C Easy key G (capo 5)
Bb/C C
C Bb Am
Some boys kiss me, some boys hug me, I think they're o.k
C Dm G C
If they don't give me proper credit, I just walk away
Bb
They can beg and they can plead, but they can't see the
Am
Light
C Dm G
'Cause the boy with the cold hard cash is always Mister
C
Right
'Cause we are
F G Am F G Am
Living in a material world, and I am a material girl
Am F G Am
You know that we are living in a material world
F G C Bb C Bb C
And I am a material girl
C Bb
Some boys romance, some boys slow dance, that's all
Am
Right with me
C Bb F
If they can't raise my interest, then I have to let
C
Them be
C Bb
Some boys try and some boys lie, but I don't let them
Am
Play
C Bb F C
Only boys that save their pennies, make my rainy day
'Cause they are
F G Am F G Am
Living in a material world, and I am a material girl
Am F G Am
You know that we are living in a material world
F G Bb/C
And I am a material girl
F G Am F G Am
Living in a material world, and I am a material girl
Am F G Am
You know that we are living in a material world
F G Bb/C C | Bb/C C
And I am a material girl
C
Living in a material world
Bb Am
Living in a material world
C
Living in a material world
Dm C
Living in a material world
C Bb
Boys may come and boys may go, and that's all right
Am
You see
C Dm G C
Experience has made me rich, and now they're after me
'Cause everybody's
F G Am F G Am
Living in a material world, and I am a material girl
Am F G Am
You know that we are living in a material world
F G Bb/C
And I am a material girl
F G Am F G Am
Living in a material world, and I am a material girl
Am F G Am
You know that we are living in a material world
F G Bb/C C | Bb/C C
And I am a material girl
C
Living in a material world
Bb Am
Living in a material world
C
Living in a material world
Dm C
Living in a material world
End of song Play again?
Harmony analysis
The song opens on Bb/C and ends on C. Its chords belong to both C major and Am, so every chord below is read both ways.
Major view
Brightness rank 2/7 (bright)
Characteristic notes
Minor view
Brightness rank 5/7 (leaning dark)
Characteristic notes
Which side does the ear lean to?
Our reading: we can't honestly pick a side here — the song moves freely between C major and A minor because it comes to rest on C and Am is heard 27 times against 24 for C. Try reading the chords both ways and see which feels more like home to you.
Show the degrees above the chords — relative to C or to Am; comparing both readings is a practice of its own.
Every chord of the key, listed 1 to 7 separately for each key. Chords played in the song show how often they appear; chords from outside the scale sit next to their own degree.
| Degree | Chord | Role | Notes | In song |
|---|---|---|---|---|
| I | C | Tonic — home | C · E · G | 24× |
| ii | Dm | Supertonic — prepares the dominant | D · F · A | 5× |
| iii | Em | Mediant — a tonic-family shade | E · G · B | — |
| V/vi | E | Secondary dominant V/vi — leads to Amsecondary dominant | E · G# · B | — |
| IV | F | Subdominant — moves away from home | F · A · C | 20× |
| V | G | Dominant — strongest pull home | G · B · D | 21× |
| vi | Am | Relative minor — the melancholy side | A · C · E | 27× |
| bVII | Bb | bVII — borrowed (Mixolydian / parallel minor)borrowed chord | Bb · D · F | 11× |
| bVII | Bb/C | bVII — borrowed (Mixolydian / parallel minor)borrowed chord | Bb · D · F | 3× |
| vii° | Bdim | Leading-tone chord — tension | B · D · F | — |
| Degree | Chord | Role | Notes | In song |
|---|---|---|---|---|
| i | Am | Tonic — home | A · C · E | 27× |
| bII | Bb | Neapolitan bII — a dark, dramatic colour a half step above the tonicborrowed chord | Bb · D · F | 11× |
| bII | Bb/C | Neapolitan bII — a dark, dramatic colour a half step above the tonicborrowed chord | Bb · D · F | 3× |
| ii° | Bdim | Supertonic — prepares the dominant | B · D · F | — |
| III | C | Relative major — the bright side | C · E · G | 24× |
| iv | Dm | Subdominant — moves away from home | D · F · A | 5× |
| v | Em | Minor dominant — soft pull | E · G · B | — |
| V | E | Dominant — borrowed from harmonic minor, pulls hard to the tonicharmonic minor | E · G# · B | — |
| VI | F | Submediant — warm colour | F · A · C | 20× |
| VII | G | Subtonic — steps back to the tonic | G · B · D | 21× |
The key pair is C major and its relative A minor (no sharps or flats). 7 different chords appear 111 times in total; 5 of them sit naturally inside the shared scale. Bb, Bb/C are borrowed from the parallel minor, adding a darker shade to the major side.
The move to watch is F → G, heard 18 times. From the C side it reads IV → V (IV → V: the lift that builds tension before home); from the Am side it is VI → VII (VI → VII: the rising step that heads for the tonic). Knowing where these arrivals fall helps you feel the phrasing and anticipate the next chord.
Empty slices are chords the song doesn't use.
The opening Bb/C lays a solid floor for everything that follows. The chords that keep coming back are Am, C, G, F; read them as vi–I–V–IV in C or i–III–VII–VI in Am. Bb briefly darkens the picture: bvii — borrowed (mixolydian / parallel minor). Keep an ear on F → G (IV → V in C, VI → VII in Am): IV → V — the lift that builds tension before home. It closes on C, letting the C side have the last word.
This analysis is generated from the song's chords by akorculuk's harmony engine using consistent rules. When you change key, the degrees stay the same; only the chord names change.
Hover over or tap a chord in the lyrics for its shapes, its degree in both keys and a listen button. Here you have every chord of the song side by side.
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